Retirement Planning at Ages 45, 55 and 65: What to Know
Retirement account participation is up for people in their late 30s and early 40s, but balances have dropped sharply. Here is what that means for planning ahead of key ages…
Peter Simmons
retirement savings
Peter Simmons
How Many Americans Retire Abroad? What the Data Shows
Millionaire retirees make headlines, but the real numbers tell a different story. Here is what the data actually shows about how many Americans reach seven figures by retirement.
Carlos Price
How Much Retirement Savings Should I Have by Age 75?
How much retirement savings should you actually have by your mid-70s? New data reveals the typical account balance, how it shrinks with age, and what fills the gap.
Carlos Price
How Much To Retire Comfortably in North Carolina Savings Needed
Social Security covers barely half the bill for North Carolina retirees. Here is the real math behind how much to retire comfortably in the state, and how the nest egg…
Elizabeth Daniels
How Much Single Person State Pension Needed To Retire Comfortably
Wondering how much a single person's state pension really covers in retirement? Here's what the average Social Security check pays, and how part time work can shrink the savings gap.
Carlos Price
How Many Retirees Have No Savings Beyond Social Security
New Federal Reserve data shows nearly 30% of older households have no retirement account or pension at all, and the gap is widest among single seniors.
Carlos Price
You May Not Need $1 Million To Retire Comfortably
Think you need $1 million to retire alone? In 28 states, $800,000 covers it, but only 9% of single retirees actually have that much saved.
Peter Simmons
Nest Egg Needed to Retire at 55 in Florida
Retiring at 55 in Florida means covering years of living costs with no Social Security safety net yet. Here is how much savings that actually takes.
Carlos Price
Retirement Planning Tools: Best Options to Prepare for Retirement
A practical comparison of retirement planning tools, from free calculators to fee only advisors, and how to pick the right one for your finances.
Elizabeth Daniels
How Much To Retire Comfortably In North Carolina Savings Needed
Wondering how much to retire in North Carolina? A typical couple needs nearly $940,000 beyond Social Security, and the gap looks different depending on age and pension income.
Peter Simmons
Saving Enough for Retirement? Why Many in Their 20s and 30s Fall Short
Most workers save far less than the recommended 15 percent for retirement, and the gap starts in their twenties. Here is what the numbers show and how to close it.
Carlos Price
How Much a Single Person Needs To Retire in Each State With Part Time Income
Retiring alone changes the math. See how much a single retiree really needs saved, how part time work shrinks that number, and which states cost the most.
Peter Simmons
Retirement Planning Spreadsheet: A Free Tool To Get Started
A retirement planning spreadsheet lets you model your own savings, contributions, and withdrawals with full control, no guesswork about hidden assumptions, and no cost.
Peter Simmons
Have Humans Reached Their Carrying Capacity for Retirement Savings
About 3 in 10 households in their 50s have no retirement account or pension. Here is what the numbers mean, and what catch up contributions and spending changes can still…
Carlos Price
How Much You Need to Retire at 60 Comfortably in South Carolina
Wondering how much you need to retire at 60? A state by state breakdown of South Carolina's costs shows how savings targets shift with Social Security timing, pensions and household…
Carlos Price
Social Security Alone Wont Cover Retirement in Texas, Study Finds
Social Security covers less than half a comfortable retirement budget in Texas. See exactly how big a nest egg couples and singles need to close the gap.
Elizabeth Daniels
Retirement Readiness: Why Americans Ages 55 to 64 Aren't Financially Prepared
Nearly half of Americans age 55 to 64 have no dedicated retirement account, and those who do have saved a median of just $185,000. Here is what that means for…
Carlos Price
Retiring Early With $1.5 Million: When It Can Fall Short
A $1.5 million nest egg sounds like plenty, until inflation, healthcare costs and decades without a paycheck are added up. Advisors explain why early retirees often need far more.
Carlos Price
Retirees Rely on More Than Social Security for Income
Social Security covers just 30% of older Americans' income on average, new data shows. Here's how wages, pensions, and savings fill the rest, and why that matters for your retirement…
Elizabeth Daniels
Retirement Planning at Ages 45, 55 and 65 Compared
Retirement savings for Americans in their late 30s and early 40s just hit a decade low. Here is what the numbers reveal about planning at 45, 55 and 65.
Elizabeth Daniels
Retirees Rely on More Than Social Security for Income
Most retirees lean on far more than Social Security checks. New data shows wages, pensions, and investments make up 70% of income for older Americans, even as reliance on benefits…
Elizabeth Daniels
Personal Finance Tips to Manage Your Money Wisely
Personal finance is not one product but a set of habits: budgeting, saving, managing debt, and investing. Here is how the pieces fit together and where to start.
Carlos Price
Retirement Plans: What to Know Before You Set Your Strategy
A plain guide to the main types of retirement plans, from workplace 401(k)s to IRAs and self employed options, with a side by side comparison of how each one works.
Carlos Price
Retirement Calculator: How Much Money You Need to Retire
A plain guide to how retirement calculators work, what inputs they need, and how to compare the different types before trusting the number they give you.
Carlos Price