
Average 401(k) Balances for Recent Graduates
Workers under 25 had a median 401(k) balance of $1,948 at the end of 2024, despite an average more than three times higher. See how job conditions, automatic enrollment, employer…
Carlos Price writes about retirement account structures, breaking down the mechanics of IRAs, 401(k)s, and rollovers so readers can see how each piece fits together. He favors a methodical, explanatory approach, often walking through step-by-step comparisons before offering a recommendation. Outside his analytical pieces, Carlos spends time studying how tax law changes ripple through long-term savings strategies, and he enjoys translating dense regulatory updates into plain language for everyday savers.
39 articles

Workers under 25 had a median 401(k) balance of $1,948 at the end of 2024, despite an average more than three times higher. See how job conditions, automatic enrollment, employer…

Country health rankings and longevity tables measure different things. Japan has the highest life expectancy among major nations, while Singapore leads in healthy years. Learn what that gap could mean…

A Federal Reserve snapshot finds that 43% of households headed by someone age 55 to 64 had no retirement account in 2022. Here is what the $185,000 median balance means,…

From the Gulf Coast to the Mississippi River, these six retirement towns offer distinct boating lifestyles. Compare water access, housing and insurance costs, health care and tax considerations before deciding…

Mehmet Oz says an extra year of work could generate $3 trillion for the economy and support Medicare and Social Security. Retirement data, productivity concerns and common reasons for leaving…

Hialeah pairs a strong community culture and lower home prices than Miami with above average living costs, warm weather and flood concerns. Compare housing, taxes, transport and health care before…

Florida’s warm climate comes with a real retirement price tag. See how annual expenses, Social Security and the 4% rule shape savings estimates for single retirees and couples, plus how…

A $1.5 million nest egg can look substantial, yet early retirees may need it to cover decades of spending. See the income math, overlooked costs and planning assumptions that can…

Maine, New Hampshire and Pennsylvania offer different combinations of housing costs, taxes and community life for retirees. Compare statewide figures, understand what income is taxed, and see which towns could…

A single retiree’s Social Security check can change the required nest egg by tens of thousands of dollars. See how claiming age, earnings history and state costs shape the estimate,…

From Delaware Bay shorebirds to Juneau’s summer eagles, these nine U.S. destinations offer distinct birding seasons and landscapes. Find out when to go and what to check before booking.

Dividend income can trim the savings needed to meet retirement expenses, but the investment capital behind those payments matters too. See how the estimates shift with income and location.

Elgin combines home values below the national average with riverfront trails, nearby hospitals and transit links to Chicago. Here is what the available figures say about retirement costs, local amenities…

Only 42% of households headed by someone 75 or older had a personal retirement account in 2022. See what the $130,000 median means, how Social Security and pensions fit in,…

Millionaire retirees make headlines, but the real numbers tell a different story. Here is what the data actually shows about how many Americans reach seven figures by retirement.

How much retirement savings should you actually have by your mid-70s? New data reveals the typical account balance, how it shrinks with age, and what fills the gap.

Wondering how much a single person's state pension really covers in retirement? Here's what the average Social Security check pays, and how part time work can shrink the savings gap.

New Federal Reserve data shows nearly 30% of older households have no retirement account or pension at all, and the gap is widest among single seniors.
From Spokane's orchard bounty to Easton's centuries old market stalls, these eight cities prove that great retirement places to live often start with fresh, local food.
Millennials now hold an average $82,600 in their 401(k)s, but the number hides a wide gap between those who started early and those still catching up.


Retiring at 55 in Florida means covering years of living costs with no Social Security safety net yet. Here is how much savings that actually takes.

Nearly 60 percent of new Social Security claimants in 2025 filed early, locking in smaller checks for life. Here's what waiting until full retirement age actually pays.
Most workers save far less than the recommended 15 percent for retirement, and the gap starts in their twenties. Here is what the numbers show and how to close it.