Sequence Risk in Retirement: When to Draw Fixed Income First
A market drop early in retirement can permanently shrink a nest egg. Here is how a cash and bond buffer helps retirees avoid selling stocks at the worst possible time.
Peter Simmons
Retirement
Peter Simmons
Medium Sized Towns in Tennessee That Are Great for Retirees
From Juneau to Winchester, medium sized towns are quietly outpacing big cities as retirement destinations, offering lower home values, manageable healthcare costs and real tax savings.
Peter Simmons
Retirement Planning at Ages 45, 55 and 65: What to Know
Retirement account participation is up for people in their late 30s and early 40s, but balances have dropped sharply. Here is what that means for planning ahead of key ages…
Peter Simmons
State Retirees Pay Schedule: States With No Sales Tax on Groceries
A state retirees pay schedule for sales tax can swing a household budget by hundreds of dollars a year, since the tax applies every time cash changes hands at the…
Peter Simmons
Best Retirement Destinations for People Who Want to Fish More Often
Nine U. S. towns where retire ment and reliable fishing overlap, from Florida' s tar pon coast to South Dakota' s wall eye waters, plus what makes each place work…
Elizabeth Daniels
Great Retirement Places to Live if You Love Fishing
Nine U.S. towns where retirees can cast a line without leaving home, from Florida's tarpon flats to South Dakota's walleye waters, plus the tax perks and lower costs that come…
Peter Simmons
Discover Sioux Falls SD as a Retirement Haven for Affordable Living
Sioux Falls draws retirees with home values below the national average, no state income tax, and healthcare systems like Sanford and Avera anchoring the city.
Peter Simmons
How Many Retirees Live on Less Than $2,000 a Month
Florida is famous for retirees, but how many actually live there? A look at Census data, senior population shares and the income realities behind the state's retirement boom.
Peter Simmons
How Many Americans Retire Abroad? What the Data Shows
Millionaire retirees make headlines, but the real numbers tell a different story. Here is what the data actually shows about how many Americans reach seven figures by retirement.
Carlos Price
How Much Retirement Savings Should I Have by Age 75?
How much retirement savings should you actually have by your mid-70s? New data reveals the typical account balance, how it shrinks with age, and what fills the gap.
Carlos Price
How Much To Retire Comfortably in North Carolina Savings Needed
Social Security covers barely half the bill for North Carolina retirees. Here is the real math behind how much to retire comfortably in the state, and how the nest egg…
Elizabeth Daniels
How Much Single Person State Pension Needed To Retire Comfortably
Wondering how much a single person's state pension really covers in retirement? Here's what the average Social Security check pays, and how part time work can shrink the savings gap.
Carlos Price
How Many Retirees Have No Savings Beyond Social Security
New Federal Reserve data shows nearly 30% of older households have no retirement account or pension at all, and the gap is widest among single seniors.
Carlos Price
Great Retirement Places to Live With Top Farmers Markets
From Spokane's orchard bounty to Easton's centuries old market stalls, these eight cities prove that great retirement places to live often start with fresh, local food.
Carlos Price
Great Retirement Places to Live If You Love Gardening
Choosing among great retirement places to live often comes down to lifestyle and budget, but for people who plan to spend their days outdoors with a trowel in hand, climate…
Peter Simmons
Retirement Savings Benchmarks: Are Millennials on Track With 401(k)s?
Millennials now hold an average $82,600 in their 401(k)s, but the number hides a wide gap between those who started early and those still catching up.
Carlos Price
Most Americans Want Universal Healthcare, Poll Shows Retirement Gap Too
Most Americans want universal healthcare, polls show, and the retirement system reveals why: workers often leave jobs at 62, years before Medicare starts at 65.
Peter Simmons
You May Not Need $1 Million To Retire Comfortably
Think you need $1 million to retire alone? In 28 states, $800,000 covers it, but only 9% of single retirees actually have that much saved.
Peter Simmons
Nest Egg Needed to Retire at 55 in Florida
Retiring at 55 in Florida means covering years of living costs with no Social Security safety net yet. Here is how much savings that actually takes.
Carlos Price
How Many Americans Wait Until Full Retirement Age for Social Security
Nearly 60 percent of new Social Security claimants in 2025 filed early, locking in smaller checks for life. Here's what waiting until full retirement age actually pays.
Carlos Price
Retirement Planning Dividend Income Strategy Needs By State
Dividend income can trim a retirement nest egg by up to $600,000, but the savings needed still swing wildly by state. Here is the math couples should know.
Peter Simmons
How Much To Retire Comfortably In North Carolina Savings Needed
Wondering how much to retire in North Carolina? A typical couple needs nearly $940,000 beyond Social Security, and the gap looks different depending on age and pension income.
Peter Simmons
Saving Enough for Retirement? Why Many in Their 20s and 30s Fall Short
Most workers save far less than the recommended 15 percent for retirement, and the gap starts in their twenties. Here is what the numbers show and how to close it.
Carlos Price