Sequence Risk in Retirement: When to Draw Fixed Income First
A market drop early in retirement can permanently shrink a nest egg. Here is how a cash and bond buffer helps retirees avoid selling stocks at the worst possible time.
Peter Simmons
retirement planning
Peter Simmons
Retirement Planning at Ages 45, 55 and 65: What to Know
Retirement account participation is up for people in their late 30s and early 40s, but balances have dropped sharply. Here is what that means for planning ahead of key ages…
Peter Simmons
How Many Americans Retire Abroad? What the Data Shows
Millionaire retirees make headlines, but the real numbers tell a different story. Here is what the data actually shows about how many Americans reach seven figures by retirement.
Carlos Price
How Much Retirement Savings Should I Have by Age 75?
How much retirement savings should you actually have by your mid-70s? New data reveals the typical account balance, how it shrinks with age, and what fills the gap.
Carlos Price
How Much To Retire Comfortably in North Carolina Savings Needed
Social Security covers barely half the bill for North Carolina retirees. Here is the real math behind how much to retire comfortably in the state, and how the nest egg…
Elizabeth Daniels
How Much Single Person State Pension Needed To Retire Comfortably
Wondering how much a single person's state pension really covers in retirement? Here's what the average Social Security check pays, and how part time work can shrink the savings gap.
Carlos Price
How Many Retirees Have No Savings Beyond Social Security
New Federal Reserve data shows nearly 30% of older households have no retirement account or pension at all, and the gap is widest among single seniors.
Carlos Price
Great Retirement Places to Live With Top Farmers Markets
From Spokane's orchard bounty to Easton's centuries old market stalls, these eight cities prove that great retirement places to live often start with fresh, local food.
Carlos Price
Retirement Savings Benchmarks: Are Millennials on Track With 401(k)s?
Millennials now hold an average $82,600 in their 401(k)s, but the number hides a wide gap between those who started early and those still catching up.
Carlos Price
Most Americans Want Universal Healthcare, Poll Shows Retirement Gap Too
Most Americans want universal healthcare, polls show, and the retirement system reveals why: workers often leave jobs at 62, years before Medicare starts at 65.
Peter Simmons
How Many Americans Wait Until Full Retirement Age for Social Security
Nearly 60 percent of new Social Security claimants in 2025 filed early, locking in smaller checks for life. Here's what waiting until full retirement age actually pays.
Carlos Price
Retirement Planning Tools: Best Options to Prepare for Retirement
A practical comparison of retirement planning tools, from free calculators to fee only advisors, and how to pick the right one for your finances.
Elizabeth Daniels
Retirement Planning Dividend Income Strategy Needs By State
Dividend income can trim a retirement nest egg by up to $600,000, but the savings needed still swing wildly by state. Here is the math couples should know.
Peter Simmons
Saving Enough for Retirement? Why Many in Their 20s and 30s Fall Short
Most workers save far less than the recommended 15 percent for retirement, and the gap starts in their twenties. Here is what the numbers show and how to close it.
Carlos Price
How Much a Single Person Needs To Retire in Each State With Part Time Income
Retiring alone changes the math. See how much a single retiree really needs saved, how part time work shrinks that number, and which states cost the most.
Peter Simmons
Retirement Planning Spreadsheet: A Free Tool To Get Started
A retirement planning spreadsheet lets you model your own savings, contributions, and withdrawals with full control, no guesswork about hidden assumptions, and no cost.
Peter Simmons
Have Humans Reached Their Carrying Capacity for Retirement Savings
About 3 in 10 households in their 50s have no retirement account or pension. Here is what the numbers mean, and what catch up contributions and spending changes can still…
Carlos Price
Gen Z Retirement Savings vs Gen X Benchmarks Explained
Gen Z retirement savings through apps like Robinhood are growing fast, but Federal Reserve data shows Gen X is retiring with far less saved than experts recommend.
Carlos Price
Best Retirement Gifts For Women To Buy Now
A practical, ranked guide to the best retirement gifts for women, comparing cash, experiences, jewelry, and hobby kits so you can choose the right one for your budget and relationship.
Peter Simmons
Best Retirement States: Where Retirees Should Consider Living Today
Choosing where to retire can shape your finances as much as your savings rate. Here's how the best retirement states stack up on taxes, housing, healthcare, and climate.
Carlos Price
4% Retirement Rule May No Longer Be Safe
The 4% rule has guided retirees for decades, but longer lifespans and shifting markets are pushing planners toward more flexible withdrawal strategies. Here's what to know before you lock in…
Carlos Price
Retirement Readiness: Why Americans Ages 55 to 64 Aren't Financially Prepared
Nearly half of Americans age 55 to 64 have no dedicated retirement account, and those who do have saved a median of just $185,000. Here is what that means for…
Carlos Price
Best Places To Retire For Quality Healthcare Access
Medicare may be standardized nationwide, but new city level data shows healthcare access and hospital quality still vary sharply, shaping which retirement spots truly offer the best quality of life.
Carlos Price
Retiring Early With $1.5 Million: When It Can Fall Short
A $1.5 million nest egg sounds like plenty, until inflation, healthcare costs and decades without a paycheck are added up. Advisors explain why early retirees often need far more.
Carlos Price