How Much a Single Person Needs To Retire in Each State With Part Time Income
Retiring alone changes the math. See how much a single retiree really needs saved, how part time work shrinks that number, and which states cost the most.
Peter Simmons covers the challenge of building lasting income streams, from annuities to dividend portfolios designed to outlast their owners. His writing leans persuasive and energetic, using vivid analogies to make abstract income models feel tangible. Peter is particularly interested in how market volatility tests income durability over time, and he enjoys challenging conventional wisdom, pushing readers to question assumptions about guaranteed income versus growth-oriented approaches to funding retirement years.
30 articles
Retiring alone changes the math. See how much a single retiree really needs saved, how part time work shrinks that number, and which states cost the most.
A retirement planning spreadsheet lets you model your own savings, contributions, and withdrawals with full control, no guesswork about hidden assumptions, and no cost.

No state income tax, a major medical center, and lower housing costs make Houston a serious retirement contender, if you can handle the heat, humidity, and hurricane risk.

A practical, ranked guide to the best retirement gifts for women, comparing cash, experiences, jewelry, and hobby kits so you can choose the right one for your budget and relationship.

Cars, radios and store bought clothes reshaped American households in the 1920s. Here is how wages, credit and advertising rewired the way families spent and shopped.

Only 42% of households headed by someone 75 or older held a personal retirement account in 2022. See how the median balance compares with Social Security and pension income, and…